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Oct. 26th, 2007 @ 10:07 am Misbehaving credit cards
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Department store credit cards do you know what I want from you? I want a convenient way to pay, and maybe a few loyalty rewards along the way. Do you know what I don't want? Insurance. I don't want travel insurance, dental insurance, pet insurance, or credit guard. I don't want life insurance or accidental death and dismemberment. I don't want fire insurance, house insurance or flood insurance. I don't want a deal on my car insurance. You know what else I don't want? Other services. I don't want the home phone you're offering, or your long distance calling plan, or your internet provider. Nor do I want your elder care services. So stop calling!

Here's the deal: you are a credit card. You make it so I don't have to carry cash, you threaten me with 28% interest if I don't pay off the balance monthly, you offer some cheesy loyalty rewards that are just out of my reach, but I'll keep trying for year after year. Maybe if you play nice and stick to those rules I'll even put up with the ads for your crappy ginsu knives and cd player that looks like an olde time radio you stuff in my bill every month. But if you don't shape up it's game over. I can pay cash, I can shop elsewhere. I hear the internet is a wide open space of people just waiting to sell me stuff, and guess what? It comes right to my door!

Oh, and financial institutions - you'd better be listening too, you aren't that far behind with the crappy offers. And really? Do you have to call at dinner time? Considering you are only open from 10-4 why is your call centre all ramped up at 6pm?
Who does she think she is?
Damn Good Whacking
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From:moo
Date:October 26th, 2007 05:43 pm (UTC)
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Does Canada not have a Do Not Call list? Hmmm... Maybe that wouldn't work since you've agreed to do business with these people by getting their store card.
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From:neeroc
Date:October 26th, 2007 05:55 pm (UTC)
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Sadly not yet. They were supposed to get it up and running in July of this year: http://www.crtc.gc.ca/eng/INFO_SHT/t1022.htm

The way it works is that the CRTC licenses call centres, and each centre as well as each client has to have a registration code. In order to keep the code, they have to maintain their own do not call list. So for every call I get, I have to request to be placed on the do not call list of the client as well as the one for the call centre. They then give me their registration number as proof that I requested it....yada yada

Hubby actually spent months doing this with all the telemarketers, and we get very few out of the blue calls now. It's only the people we have services with that harass us (lovely).
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From:moo
Date:October 29th, 2007 05:43 am (UTC)
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That sounds like way too much work.
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From:aussieteddie
Date:October 27th, 2007 11:18 am (UTC)
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We have only recently got the DO NOT CALL register here in Oz. Thankfully as it was getting annoying.
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From:neeroc
Date:October 29th, 2007 02:45 am (UTC)
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Does it cover companies and people you already do business with? That would be super sweet. We've stopped most of the annoying calls, but it's 2x more annoying when it's your own bank calling you.
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